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Disaster Unemployment Assistance in Indiana

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Are all employers in Indiana covered by the Disaster Unemployment Assistance program?

Yes. Employers in the state of Indiana and their employees may be covered by the Disaster Unemployment Assistance program if they have been involved in a disaster. Covered disasters may include large storms, fires, and floods, among others. If an employee is out of work as a direct result of the disaster, the employee maybe able to receive financial assistance through the DUA program for up to 29 months after the time of the disaster.

Not all disasters will qualify for DUA coverage. In fact, in order for a disaster to qualify for coverage, the President of the United States needs to declare that the disaster is a federal disaster. Only then will funds be opened up for employees that are out of work as a direct result of the disaster.

Not all employees will qualify to receive funds under the DUA program, even if they have lost work as a direct result of the disaster. If the employee qualifies to receive unemployment insurance benefits in any state, including in Indiana, the employee may not qualify for coverage. Also, employees need to meet at least one of the following criteria:

·         The employee should be gainfully employed at the time of the disaster. The employment should have continued if it had not been for the disaster.

·         Employees that had a contract that was scheduled to begin during the disaster may qualify  for coverage if they lost work or were unable to begin work because of the timing of the disaster.

·         Employees should be out of work as a direct result of the disaster. For example, if the employee was injured in the disaster, the employee could receive benefits. Also, if the employee’s place of work was damaged or destroyed in the disaster, the employee could receive benefits.

·         If an individual became the head of the household due to the death of the former head of the household, the individual could qualify to receive DUA benefits as well. CB