Human Resource Blog

Is it illegal?

	Benefits
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OK, so I was injured (outside of work so non-work related) playing softball with some friends. I broke my leg and ankle and will be out of work for a while. I am currently employed at two places. One place I work full time and that is who I have my insurance through. Now with my insurance I will be gettin a partial paycheck while I’m out but it will take a while (a few weeks) before it starts. I was wondering if it is illegal for me to draw short term disability from my main job and still work part-time at my other job. My part time job I can sit down and do. It will not affect my injury. I could still do something at my main job to but because of safety reasons I am not allowed in without a shoe on and since I’m in a cast I obviously can’t wear a shoe. Therefore I am not allowed to work at my full-time job. I live in Tennessee, if that matters. Thank you for your help.
curiously wandering,
britt

It sounds as if you have short-term disability insurance at your full-time job. The limitations on that coverage should be spelled out in the policy, or in a benefits booklet. Every insurance policy has different restrictions, but many would reduce the amount of benefits if you were still working at a part-time job.

At a minimum, if you continue to work at the part-time job, you must report your earnings to the insurance company. Not doing so could result in jail time for insurance fraud – and you don’t want that.